The FinLit Blog
Money, explained simply.
Informational articles on budgeting, credit, saving, investing, and taxes, written for young adults and financial beginners.
8 min read
The House-Hacking Playbook: Renting Out Part of Your Home to Live for (Almost) Free
A real strategy for reducing your housing cost to a fraction of market rent, while building equity in the home.
5 min read
The Creator Economy Money Problem: What Etsy, Twitch, and Side Hustle Income Actually Owe You (and the IRS)
A clear, simple guide to what Etsy sellers, streamers, and side hustlers actually owe in taxes, and the one habit that keeps it from becoming a surprise.
4 min read
How to Maximize your Job Benefits
A quick guide to the job benefits most people never open, from 401(k) matches to tuition reimbursement, and how to actually claim them.
7 min read
How the Average Person Can Become Wealthy
The boring, repeatable moves that actually build wealth: compound interest, long-term investing with ETFs, real estate, and ownership.
8 min read
How to Handle Money During Study Abroad: What Students Wish They Knew Beforehand
A practical guide on how to handle money while abroad: avoid foreign transaction fees, set up student banking abroad the right way, and budget for a semester overseas.
4 min read
How to Get Your First Card
A step-by-step guide to getting your first credit card and building credit the right way.
5 min read
Taxes Without the Panic: A Beginner's Guide to W-2s, 1099s, and Filing
A plain-English guide to the tax basics nobody teaches you: W-2 vs 1099, withholding, saving enough to cover what you owe, and how to file simply.
6 min read
Credit, Explained Simply: How to Build It, Use It, and Not Get Burned
Learn how to build credit from scratch, what affects your credit score, and the habits that keep your credit healthy.
7 min read
Investing Basics for Beginners: How to Start Growing Your Money
New to investing? Learn the basic core concepts: types of investments, the idea of compound interest, and how to think about risk as a beginner.
5 min read
How to Start Saving Money (And Why Starting Now Changes Everything)
The earlier you start saving, the more your money grows. Learn simple saving strategies for young adults and financial beginners - including the account most people don't know about.
6 min read
How to Make a Budget That Actually Works (Even If You've Never Done It Before)
A simple, step-by-step guide to building a budget that fits your real life. Budgeting rules, the best free tools, and one automation trick that does the work for you.